Inquiry for Loans

Privacy Policy — MoneyBeing Pvt Ltd

At MoneyBeing (“we”, “our”, “us”), we are committed to protecting your privacy and security. This policy explains how we collect, use, share, and protect your personal information when you use our website at www.moneybeing.in.

By using our website or submitting your information, you agree to the practices in this policy. If you disagree, please discontinue using the website.

1. Scope

This policy covers information collected only through the MoneyBeing website. It does not cover mobile apps, offline services, or third-party platforms unless stated.

2. Information We Collect

A. Personal Information You Provide Voluntarily

If you fill a form, request a loan, subscribe to updates, or communicate with us, you may provide:

  • Full name
  • Contact details (email, phone)
  • Location details (city, state, pin code)
  • Loan preferences or financial goals

We collect this only if you provide it through forms on the website.

B. Information Collected Automatically

We use cookies and analytics to collect:

  • IP address and approximate location
  • Browser type and version
  • Device and operating system
  • Date/time of visit
  • Pages visited and session duration
  • Referrer URL or source
  • Clickstream behavior

This data helps us analyze usage, improve security, and enhance services.

3. Purpose of Data Collection

We use your data for:

  • Processing loan requests: Assessing eligibility and matching with products or partners.
  • Customer communication: Responding to queries.
  • Improving website experience: Analyzing user interaction to improve the site.
  • Marketing/promotions: Sending offers if you opt in.
  • Compliance: Fulfilling regulatory requirements (KYC, AML, Indian law).
  • Fraud prevention and security: Detecting and preventing misuse.

4. Cookies and Web Tracking

We use cookies (first and third-party) and similar tools to:

  • Maintain login sessions
  • Understand navigation
  • Remember preferences
  • Measure marketing effectiveness

You may disable cookies in your browser, but some features may not work.

5. Sharing of Personal Information

We do not sell, rent, or trade your personal data. We may share it in these situations:

  • Financial partners/service providers:
    • Banks, NBFCs, and lenders (for loan processing)
    • Credit bureaus for credit assessment
    • Technology providers for hosting, analytics, support, or security

All third parties are required to maintain confidentiality.

  • Legal/regulatory authorities:
    • To comply with government or court orders
    • For tax or regulatory reasons (RBI, SEBI, etc.)
    • Investigating fraud or crime
  • Business transfers:
    • Data could transfer to a successor if the business is sold, merged, or restructured.

6. Data Retention

We keep your data only as long as needed to:

  • Complete loan applications
  • Meet legal, tax, or regulatory obligations
  • Conduct audits or resolve disputes

After this, data is securely deleted or anonymized, unless legally required otherwise.

7. Your Rights and Controls

You have the right to:

  • Access personal information we hold
  • Correct inaccurate or outdated info
  • Withdraw consent for marketing or data use
  • Request deletion of your data (subject to legal limits)
  • Opt out of non-essential communication

Contact us at: care@moneybeing.in

8. Data Security Measures

We use industry-standard security, including:

  • End-to-end SSL encryption
  • Secure firewalls and servers
  • Role-based staff access
  • Regular security scans and updates
  • Compliance with Indian privacy laws

However, no online data transmission is absolutely secure.

9. Third-Party Services and Links

Our website may link to external sites. We are not responsible for their content or privacy practices. Please review their policies before using them.

10. Children’s Privacy

Our services are not for people under 18. If we learn we collected information from a child, we will delete it.

11. Updates to This Policy

We may update this policy at any time. Changes will be posted here with the new “Last Updated” date. Check back regularly.

12. Contact & Grievance Redressal

Questions, concerns, or complaints?

  • Email: care@moneybeing.in
  • Phone: +91 8306200990
  • Hours: Mon–Fri, 10:15 AM–6:15 PM
  • Address: Arcade Mall, 501, Plot No. K-12, Malviya Marg, opposite Airtel, Sunny House, C Scheme, Jaipur, Rajasthan 302001

By using the MoneyBeing website, you confirm you have read, understood, and agreed to this policy.